ETH 2.0 Layer 2 e.g Matic Compound version

Hello
Fees on ETH are too high.
There is a need for the standard user (not the whale) to pay less gas fees.

On coinbase, there is earn campaign in which you receive 3 USDC to deposit on compound. The deposit of 3 USDC cost you more than 3 $ in ETH gas.

There is a need to reduce the cost for enable the use of lending and borrowing.
The best option identified that I identified is layer 2 ETH on Matic Network.

Is there a way to duplicate Compound on ETH layer 2 , Matic nework for example?

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hope this resolve with eth 2 update

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